<rss version="2.0" xmlns:hwi="http://www.hanleywood.com" xmlns:tcm="http://www.tridion.com/ContentManager/5.0" xmlns:tcmse="http://www.tridion.com/ContentManager/5.1/TcmScriptAssistant" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:tcl="urn:TridionComponentLink"><channel><title>Builder Magazine: Mortgages and Banking</title><link>http://www.builderonline.com/business/mortgage-and-banking/mortgage-and-banking/Default.aspx?view=rss&amp;id=Query_tcm1029655</link><image><title /><url /><link /></image><description>The Information Source for the Home Building Industry</description><language>en-us</language><pubDate /><webMaster /><item><title>New fed housing program involves $29B in financing</title><link>http://www.builderonline.com/government-entities/new-fed-housing-program-involves-29b-in-financing.aspx?rssLink=New+fed+housing+program+involves+%2429B+in+financing</link><description>WASHINGTON - A new federal program to support state and local housing finance agencies is expected to involve more than $29 billion in government support, Fannie Mae and Freddie Mac disclosed Thursday.</description></item><item><title>Foreclosures hitting more people with prime loans</title><link>http://www.builderonline.com/loans/foreclosures-hitting-more-people-with-prime-loans.aspx?rssLink=Foreclosures+hitting+more+people+with+prime+loans</link><description>WASHINGTON - A rising proportion of fixed-rate home loans made to people with good credit are sinking into foreclosure, adding to concerns about the strength of the economic recovery.</description></item><item><title>Rates on 30-year mortgages remain below 5 percent</title><link>http://www.builderonline.com/loans/rates-on-30-year-mortgages-remain-below-5-percent.aspx?rssLink=Rates+on+30-year+mortgages+remain+below+5+percent</link><description>McLEAN, Va. - Rates on 30-year mortgages stayed below 5 percent this week but remained above the record set earlier this year, Freddie Mac said Thursday.</description></item><item><title>Sector Snap: Homebuilders follow Pulte higher</title><link>http://www.builderonline.com/single-family/sector-snap-homebuilders-follow-pulte-higher.aspx?rssLink=Sector+Snap%3a+Homebuilders+follow+Pulte+higher</link><description>NEW YORK - Shares of most homebuilders were mixed in Wednesday trading after two reports gave weak readings on the current housing market.</description></item><item><title>Affordable housing in Silicon Valley will be harder to find</title><link>http://www.builderonline.com/home-prices/affordable-housing-in-silicon-valley-will-be-harder-to-find.aspx?rssLink=Affordable+housing+in+Silicon+Valley+will+be+harder+to+find</link><description>Nov. 17--The development of housing geared to low- and moderate-income residents has come to a near halt in Silicon Valley because of state and local budget crises and the general economic meltdown, housing experts gathered in Santa Clara said Tuesday. </description></item><item><title>Camas builder to lead state group: Matthew Clarkson expects slow recovery for struggling industry</title><link>http://www.builderonline.com/home-prices/camas-builder-to-lead-state-group-matthew-clarkson-expects-slow-recovery-for-struggling-industry.aspx?rssLink=Camas+builder+to+lead+state+group%3a+Matthew+Clarkson+expects+slow+recovery+for+struggling+industry</link><description>Nov. 17--Camas home builder Matthew Clarkson holds no grand illusions about a rapid recovery from recession for his industry as he assumes the top leadership job with Washington's biggest home builders group. </description></item><item><title>Carpentry Program Teaches Energy- Efficient Practices</title><link>http://www.builderonline.com/loans/carpentry-program-teaches-energy--efficient-practices.aspx?rssLink=Carpentry+Program+Teaches+Energy-+Efficient+Practices</link><description>For Pat Roma, a carpentry student at Portland Arts and Technology High School, it makes sense to learn how to build an energy- efficient house.</description></item><item><title>Inland home prices up for third quarter, so affordability slips</title><link>http://www.builderonline.com/economic-development/inland-home-prices-up-for-third-quarter-so-affordability-slips.aspx?rssLink=Inland+home+prices+up+for+third+quarter%2c+so+affordability+slips</link><description>Nov. 13--Although the affordability of Inland Southern California's  entry-level homes remains high, prices edged up in the third quarter and  potentially eliminated some buyers as a reduced supply of bank-owned houses  hit the market, the California Association of Realtors reported Thursday. </description></item><item><title>Home's price sheds light on local market</title><link>http://www.builderonline.com/loans/homes-price-sheds-light-on-local-market.aspx?rssLink=Home's+price+sheds+light+on+local+market</link><description>Home's price sheds light on local market    One of the top 10 home sales in September in the Richmond area was for a house with 12,870 square feet that sold for $931,900.</description></item><item><title>Builders optimistic as Waco-area housing permits increase</title><link>http://www.builderonline.com/loans/builders-optimistic-as-waco-area-housing-permits-increase.aspx?rssLink=Builders+optimistic+as+Waco-area+housing+permits+increase</link><description>Nov. 12--One month does not a trend make, but the number of housing permits issued by Waco in October at least has builders talking about a change for the better. </description></item><item><title>Deep discounts on dreams</title><link>http://www.builderonline.com/loans/deep-discounts-on-dreams.aspx?rssLink=Deep+discounts+on+dreams</link><description>Think a posh second home in a sunny spot is beyond your means? </description></item><item><title>Home sales up 31 percent in October</title><link>http://www.builderonline.com/loans/home-sales-up-31-percent-in-october.aspx?rssLink=Home+sales+up+31+percent+in+October</link><description>Nov. 11--Call it the first-time homebuyer bump. </description></item><item><title>Alabama bank halts mortgage lending</title><link>http://www.builderonline.com/distressed-assets/alabama-bank-halts-mortgage-lending.aspx?rssLink=Alabama+bank+halts+mortgage+lending</link><description>BIRMINGHAM, Ala. - The second-largest thrift in Alabama is suspending mortgage lending amid hefty third-quarter losses as real-estate values moved lower and foreclosure rates turned higher.</description></item><item><title>Bad timing in Santa Cruz: Builder, lender, tenants hurt after property values fall</title><link>http://www.builderonline.com/loans/bad-timing-in-santa-cruz-builder-lender-tenants-hurt-after-property-values-fall.aspx?rssLink=Bad+timing+in+Santa+Cruz%3a+Builder%2c+lender%2c+tenants+hurt+after+property+values+fall</link><description>Nov. 12--SANTA CRUZ -- The new townhome, one of four, is an upscale development with Silestone counters, stainless steel appliances and radiant floor heating keeping electric bills low. </description></item><item><title>Median home prices fell nationwide in 3Q</title><link>http://www.builderonline.com/condominium/median-home-prices-fell-nationwide-in-3q.aspx?rssLink=Median+home+prices+fell+nationwide+in+3Q</link><description>A real estate group says home prices fell in eight out of every 10 U.S. cities in the third quarter of this year as heavily discounted distressed sales made up 30 percent of all deals.</description></item><item><title>Real estate professionals believe tax incentives will spur home sales</title><link>http://www.builderonline.com/loans/real-estate-professionals-believe-tax-incentives-will-spur-home-sales.aspx?rssLink=Real+estate+professionals+believe+tax+incentives+will+spur+home+sales</link><description>Nov. 7--Sedalia-area real estate professionals believe the federal  government's extension of tax credits for home buyers is a positive step to  get more people into the housing market. </description></item><item><title>Some Banks Are Choosing Receivership Over Foreclosure For Distressed Assets</title><link>http://www.builderonline.com/mortgages-and-banking/some-banks-are-choosing-receivership-over-foreclo.aspx?rssLink=Some+Banks+Are+Choosing+Receivership+Over+Foreclosure+For+Distressed+Assets</link><description>One California receiver doesn't see his role in competition with builders.</description></item><item><title>Orleans Homebuilders Battles Debt Problems</title><link>http://www.builderonline.com/debt/orleans-homebuilders-battles-debt-problems.aspx?rssLink=Orleans+Homebuilders+Battles+Debt+Problems</link><description>Unless it reaches agreement with its lenders, the Bensalem, Pa.-based builder faces cash deficit by December.</description></item><item><title>Foreclosures crisis caused by investors. And lenders. And politicians. And buyers.</title><link>http://www.builderonline.com/community-projects/foreclosures-crisis-caused-by-investors-and-lenders-and-politicians-and-buyers.aspx?rssLink=Foreclosures+crisis+caused+by+investors.+And+lenders.+And+politicians.+And+buyers.</link><description>A simple narrative is often used to characterize the foreclosure crisis at the heart of America's Great Recession: While banks are at fault for approving risky loans, people who lived in the homes are as much to blame. </description></item><item><title>Web of foreclosure spreads in Marin</title><link>http://www.builderonline.com/government-entities/web-of-foreclosure-spreads-in-marin.aspx?rssLink=Web+of+foreclosure+spreads+in+Marin</link><description>Nov. 7--In the past decade, tragic events have befallen Dennis Temple of San Rafael much like dominoes, one after another, including a stroke, loss of loved ones and a divorce. </description></item></channel></rss>